Abstract
I created a model that classifies the customers as good or bad for possible loaners. The model is XGBoost Classification model. I used as target variable the variable “default”. The target variable indicates whether the customer has previously defaulted on a loan or not. The dataset provides a representation of customer behavior and financial status. On top of that, the dataset contains detailed information about banking transactions.
Included in
Loan Risk Classification Model
I created a model that classifies the customers as good or bad for possible loaners. The model is XGBoost Classification model. I used as target variable the variable “default”. The target variable indicates whether the customer has previously defaulted on a loan or not. The dataset provides a representation of customer behavior and financial status. On top of that, the dataset contains detailed information about banking transactions.